Experience true travel freedom

Get more from your BMO Rewards points by turning everyday credit card purchases into best-in-class travel rewards.

  • Redeem anytime for flights, hotels, cruises, or vacation packages with no blackout periods – and points never expire.1

  • Choose any seat on any flight – or any hotel or vacation package – no black-out periods.

  • Pay for ALL flight charges and travel-related expenses, including taxes with your reward points.

  • Take advantage of seat sales and hotel discounts – the number of points you need changes daily based on the current costs.

  • Top up – Should you not have enough reward points to cover your redemption, simply charge the difference to your BMO Rewards or BMO Rewards World Elite MasterCard.

  • BMO World Elite customers enjoy best-in-class insurance protection2 – every time you book travel using your card. You are fully covered even when you use your BMO Rewards points to complete your travel bookings.

  • Price Match Guarantee – BMO Rewards guarantees a price match on select airfare and vacation package bookings. Show us a lower advertised Canadian price and we will match it 3.

Not a BMO World Elite MasterCard cardholder? Find out what you’re missing and apply today!

BMO World Elite MasterCard cardholders also enjoy VIP airport lounge access with their free Priority Pass membership and four complimentary airport lounge visits – a US$207 annual value. Register now

Plus, while away from home, BMO Rewards World Elite MasterCard offers cardholders 24/7 Concierge Service and can help you get the most from your travel experience. Call BMO Concierge at any time at 1-800-741-6758.

1 Points will not expire as long as your BMO® Rewards or BMO®  World Elite™* MasterCard®* account (the “Account”) remains open and in good standing, except as described in the section of the terms and conditions of the BMO Rewards Program (the “Program”), which have been provided to you, dealing with termination of the Program. Upon cancellation of your Account, you will have ninety (90) days in which to do either of the following: (i) redeem the points earned for one or more rewards; or (ii) reinstate your points by either reinstating your Account or opening a new BMO® Rewards or BMO® World Elite™* MasterCard®* account and linking the points account that was attached to the cancelled Account to the new account. After the ninety (90) day period, unless your points are reinstated, any points which remain in your points account will expire.
2 Subject to certain terms and conditions contained in the BMO World Elite Total Travel and Medical Protection Certificate/Policy of Insurance, which is sent to new cardholders; please refer to the certificate for further details. Inclusive medical coverage is only applicable to cardholders under the age of 65. BMO MasterCard insurance benefits provided by Allianz Global Risks US Insurance Company and Chubb Insurance Company of Canada.
3 Price Match Guarantee Terms & Conditions

  1. Eligible Travel Providers: The Price Match Guarantee applies to vacation packages and airfare booked with specific travel providers based on advertised prices. Eligible vacation packages must be booked with Sunquest Vacations, ALBATours, Transat Holidays, Nolitours, Signature Vacations, Air Canada Vacations, Sunwing Vacations, and WestJet Vacations. Eligible airfare must be booked with Air Canada and WestJet. This price match guarantee does not apply to build-your-own packages (booking airfare and hotels separately).
  2. Time of Notification: Cardholders must be ready to make their booking at time of price match request. Contact the BMO Rewards Centre (before making a booking) for price verification. Rate must be available in the public marketplace at the time the Cardholder is ready to book and when the Agent is trying to verify price.
  3. Comparison Rates: Any quotes, including without limitation e-mail quotes, quotes provided on company letterhead, etc., are not considered to be in the public marketplace. This price guarantee only applies to prices available to the general public through Canadian retail websites and specifically excludes prices offered through loyalty reward program sites, exclusive sites, corporate discounts, negotiated rates, consolidator prices, group rates or any other rates or promotions not offered to the general public. Price comparison is based on base price before taxes and fees. The BMO Rewards Centre cannot honour rates that have been advertised by other travel providers made in error or that include omissions.
  4. "Apple to Apple" Comparison:To qualify, the price comparison must be apple-to-apple (e.g. for the identical flights, hotel property, room type, meal plan, class of service, options, number of travelers, travel dates, departure and arrival cities, etc.). Qualifying lower rates do not include rates on web sites where the carrier, property, itinerary or similar booking details are unknown until after purchase or where prices are determined by any sort of auction or bidding.
  5. Verification of Claims: Our Agents must be able to independently verify the price through a Canadian public website operated by a registered travel provider. To qualify, the BMO Rewards Centre must be satisfied that all requirements imposed on the lower price, including residency, age related or other requirements, are met (e.g. Cardholder must provide proof of age to qualify for a senior citizen discount). At the time of booking, if the lower price is verified, the BMO Rewards Centre will match the price.