Need help choosing a BMO Rewards card?

Exclusive benefits with BMO World Elite MasterCard

eliteRewardsCard
BMO Rewards MasterCard
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A perfect fit if:

You’re a frequent traveller looking for first-class travel rewards and insurance.

You want to earn flexible rewards each time you shop.

How to earn rewards:

Spend = $5,000 on card purchases
Earn = 10,000 BMO Rewards points
Redeem = $100 towards travel

Limited time:
Get $200 in travel rewards¹

Spend = $5,000 on card purchases
Earn = 5,000 BMO Rewards points
Redeem = $50 towards travel

Card benefits:

  • Priority Pass VIP Airport Lounge access.²
  • 24/7 Concierge Service.
  • Earn Double BMO Rewards points, and save up to 25% off at National Car Rental and Alamo Rent A Car locations worldwide.³
  • Dedicated BMO World Elite Customer Service Centre.
  • Earn Double BMO Rewards points, and save up to 25% off at National Car Rental and Alamo Rent A Car locations worldwide.4

Both cards offer:

Redeem your reward points for merchandise, gift cards, flights, hotels and more.

Fly on any airline with no blackout periods or seat restrictions.

Points cover ALL flight charges, including taxes.

Price match guarantee on select airfare and vacation package bookings.

Insurance and protection:

Fees and rates:

  • Annual fee: $150
  • Additional cards: $50/year
  • Annual interest rate or rates
  • Purchases and fees:     19.99%
  • Cash advances:             22.99%
  • Balance transfers:         22.99%
  • Minimum annual income required: $80,000 (Personal) or $150,000 (Household)





More information about the BMO World Elite MasterCard

  • Annual fee: $35
  • Additional cards: $0/year
  • Annual interest rate or rates
  • Purchases and fees:     19.99%
  • Cash advances:             22.99%
  • Balance transfers:         22.99%






More information about the BMO Rewards MasterCard

  1. The 20,000 BMO Rewards welcome bonus points offer is limited to new BMO World Elite MasterCard accounts. Applications must be received between December 1, 2016 and May 31, 2017 (“Offer Period”) to be eligible for this offer. This offer is not available to current or former BMO World Elite MasterCard cardholders who reinstate a closed account or open a new account. 20,000 BMO Rewards welcome bonus points will be applied to your BMO Rewards Collector Account following the first statement after your first card purchase. If a cardholder cancels their account within 30 days of being billed the annual card fee and the annual card fee is refunded to the cardholder, the welcome bonus will also be cancelled. If the card fee is waived, the welcome bonus will be cancelled if the cardholder cancels the card within 30 days of account opening. Existing BMO credit card cardholders who transfer into this product during the Offer Period are not eligible. Offer may be changed without notice.
  2. Benefits provided by Priority Pass Inc. Value of the Priority Pass membership is calculated as follows: standard membership (US$99) plus four free VIP lounge passes per membership year (worth US$108). Value and benefits of the complimentary Priority Pass membership are subject to change without notice. Use the four complimentary passes for yourself or to cover the cost of the lounge visit of your traveling companion. After using the four passes, you can continue to enjoy lounge access for a fee of only $27US per person, per visit.
  3. BMO World Elite MasterCard cardholders will earn 2x BMO Rewards points at participating National Car Rental and Alamo Rent-A-Car locations. BMO Rewards points are awarded per transaction in any monthly billing period.
  4. BMO Rewards MasterCard cardholders will earn 2x BMO Rewards points at participating National Car Rental and Alamo Rent-A-Car locations. BMO Rewards points are awarded per transaction in any monthly billing period.
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